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Health Insurance Open Enrollment

By on November 16, 2014

The Open Enrollment period for 2015 coverage is November 15, 2014 to February 15, 2015.

You can generally buy Marketplace health insurance only during the annual Open Enrollment period. Upcoming dates to know:

  • November 15, 2014: 2015 Open Enrollment starts
  • December 15, 2014: Last date to enroll for coverage to start January 1, 2015
  • December 31, 2014: Coverage ends for all 2014 Marketplace plans
  • January 1, 2015: 2015 coverage can begin
  • February 15, 2015: 2015 Open Enrollment ends

If you haven’t enrolled in 2015 coverage by February 15, you generally can’t buy Marketplace health coverage for 2015 unless you qualify for a Special Enrollment Period. If you’re enrolled in a 2014 Marketplace plan, your coverage ends December 31, 2014. This is true no matter when your 2014 coverage began.

Special Enrollment Period

A time outside of the open enrollment period during which you and your family have a right to sign up for health coverage. In the Marketplace, you qualify for a special enrollment period 60 days following certain life events that involve a change in family status (for example, marriage or birth of a child) or loss of other health coverage. Job-based plans must provide a special enrollment period of 30 days.

To continue health coverage in 2015, you can renew your current health plan or choose a new plan through the Marketplace until February 15, 2015.

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